Refinancing Your Home - Falcone Law
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Refinancing Your Home

Tips

Refinancing Your Home

Mortgage rates are at incredibly low levels right now. There are many reasons you may want or need to refinance your property, some of the most common reasons are:

  1. Your mortgage is up and it’s time to renew for another term (whether or not you’re switching lenders).
  2. Your mortgage is not up, but you find a lender with better rates or terms and switching early makes financial sense (even after paying any applicable penalties and legal costs).
  3. You want to have access to the additional equity in your home by registering a line of credit or increasing the amount of your original mortgage and getting cash back. This may be to purchase a vehicle, start a renovation project or pay off high interest debts with a lower interest mortgage.

If any of these situations are applicable to you, Falcone|Law can help you with the legal registration and smooth closing of your mortgage/refinancing.